Payroll
Stablecoin payroll, run from your Elephants account.
Stablecoin payroll, run from your Elephants account.
Stablecoin payroll, run from your Elephants account.
Pay your team in fiat, USDC, or both, straight from the account you already run your business on. And when you need a compliant legal employer in-country, our EOR partner AgileHRO plugs in.
Pay your team in fiat, USDC, or both, straight from the account you already run your business on. And when you need a compliant legal employer in-country, our EOR partner AgileHRO plugs in.
Pay your team in fiat, USDC, or both, straight from the account you already run your business on. And when you need a compliant legal employer in-country, our EOR partner AgileHRO plugs in.
No minimum headcount. Same-day settlement across 90+ corridors.
No minimum headcount. Same-day settlement across 90+ corridors.
No minimum headcount. Same-day settlement across 90+ corridors.
100+
100+
Currencies
Currencies
Currencies
2
2
Stablecoins supported (USDC/USDT)
Stablecoins supported (USDC/USDT)
Stablecoins supported (USDC/USDT)
1
1
Transfer per payroll cycle
Transfer per payroll cycle
Transfer per payroll cycle
150+
150+
Countries
Countries
Countries
Built for global teams
Built for global teams
You've been paying contractors in stablecoins because it works. Now regulators want payroll done properly. This gets you both.
You've been paying contractors in stablecoins because it works. Now regulators want payroll done properly. This gets you both.
You've been paying contractors in stablecoins because it works. Now regulators want payroll done properly. This gets you both.
Run payroll in stablecoin or fiat
Run payroll in stablecoin or fiat
Fund each cycle in USDC, USDT, or traditional fiat, straight from your Elephants account. No exchange hopping, no off-ramp gymnastics.
Fund each cycle in USDC, USDT, or traditional fiat, straight from your Elephants account. No exchange hopping, no off-ramp gymnastics.
Your team chooses how they're paid
Your team chooses how they're paid
Local fiat to their account. Stablecoin to their wallet. Their call, every cycle. You fund once and everyone gets what they asked for.
Local fiat to their account. Stablecoin to their wallet. Their call, every cycle. You fund once and everyone gets what they asked for.
Split payments for real life
Split payments for real life
Rent needs fiat. Savings can sit in USDC. Team members can split a single pay across both without losing access to traditional financial services.
Rent needs fiat. Savings can sit in USDC. Team members can split a single pay across both without losing access to traditional financial services.
Compliant employment, when you need it
Compliant employment, when you need it
Hiring where you have no entity? Add our EOR partner AgileHRO for compliant employment in 150+ countries. Tax filings, benefits, and statutory contributions including provident funds, and social security, handled.
Hiring where you have no entity? Add our EOR partner AgileHRO for compliant employment in 150+ countries. Tax filings, benefits, and statutory contributions including provident funds, and social security, handled.
The partner
The partner
Who is AgileHRO?
Who is AgileHRO?
AgileHRO is a global employment platform covering EOR, multi-country payroll, and mobility. Compliant local contracts, taxes, and benefits, ready in days rather than months.
The split is simple. Elephants runs your payroll payments. AgileHRO steps in only if you want a compliant legal employer in-country. One rail either way.
AgileHRO is a global employment platform covering EOR, multi-country payroll, and mobility. Compliant local contracts, taxes, and benefits, ready in days rather than months.
The split is simple. Elephants runs your payroll payments. AgileHRO steps in only if you want a compliant legal employer in-country. One rail either way.
150+
Countries covered
Countries covered
2,000+
Teams on the platform
Teams on the platform
100+
Currencies supported
Currencies supported
48hr
Onboarding
Onboarding
Financial tools that work with you
AI-first. built for humans
Clarity over complexity
Less admin. More impact
Run your business. not your spreadsheets
Financial tools that work with you
AI-first. built for humans
Clarity over complexity
Less admin. More impact
Run your business. not your spreadsheets
How it works
Three steps. One platform.
Three steps. One platform.
From funding to payslips, the whole cycle runs on a single rail.
From funding to payslips, the whole cycle runs on a single rail.
From funding to payslips, the whole cycle runs on a single rail.
STEP 1
Add your team in Elephants
Add your team in Elephants
Load your contractors and staff into your Elephants account. Hiring where you have no entity? Plug in AgileHRO here and they handle contracts and compliance.
Load your contractors and staff into your Elephants account. Hiring where you have no entity? Plug in AgileHRO here and they handle contracts and compliance.
STEP 2
Fund your payroll cycle
Fund your payroll cycle
One transfer in USDC, USDT, or fiat covers the whole cycle. Funds settle same day across 90+ corridors.
One transfer in USDC, USDT, or fiat covers the whole cycle. Funds settle same day across 90+ corridors.
STEP 3
Everyone gets paid their way
Everyone gets paid their way
Each team member picks local fiat, a stablecoin wallet deposit, or a split of both. On the EOR path, taxes and super are calculated and remitted where required.
Each team member picks local fiat, a stablecoin wallet deposit, or a split of both. On the EOR path, taxes and super are calculated and remitted where required.
Pick your path
Just the rails? Or a full EOR?
Just the rails? Or a full EOR?
Most teams just need compliant payroll payments. Some also need a legal employer in-country. Both run through the same Elephants account.
Most teams just need compliant payroll payments. Some also need a legal employer in-country. Both run through the same Elephants account.
Most teams just need compliant payroll payments. Some also need a legal employer in-country. Both run through the same Elephants account.
Straight from your Elephants account
Run it yourself
Run it yourself
If you have your own entities or engage contractors directly, you don't need an EOR. Stablecoin payroll runs from your Elephants account, same as any other payment.
If you have your own entities or engage contractors directly, you don't need an EOR. Stablecoin payroll runs from your Elephants account, same as any other payment.
Pay contractors and staff in USDC, USDT, or fiat across 100+ currencies.
Pay contractors and staff in USDC, USDT, or fiat across 100+ currencies.
Recipients choose fiat, stablecoin, or a split.
Recipients choose fiat, stablecoin, or a split.
Real-time visibility on every payment, with Ele AI watching the flows.
Real-time visibility on every payment, with Ele AI watching the flows.
One transfer per cycle. Real-time settlement.
One transfer per cycle. Real-time settlement.
Add an EOR later if you start hiring where you have no entity.
Add an EOR later if you start hiring where you have no entity.
With AgileHRO as your EOR
Need a legal employer in-country?
Need a legal employer in-country?
An Employer of Record becomes the legal employer for your team members abroad. You hire in markets where you have no entity, without opening one.
An Employer of Record becomes the legal employer for your team members abroad. You hire in markets where you have no entity, without opening one.
No local entity required. Skip months of incorporation and registration.
No local entity required. Skip months of incorporation and registration.
Employment contracts, tax withholding, and statutory benefits handled in-country.
Employment contracts, tax withholding, and statutory benefits handled in-country.
Mandatory statutory contributions sorted - provident funds, pensions, and social security, wherever your team sits.
Mandatory statutory contributions sorted - provident funds, pensions, and social security, wherever your team sits.
Misclassification risk off your desk. Contractors become properly employed staff.
Misclassification risk off your desk. Contractors become properly employed staff.
Still funded from your Elephants account, in stablecoin or fiat.
Still funded from your Elephants account, in stablecoin or fiat.
Elephants facilitates the transfer of funds only. Tax withholding, pension and provident fund contributions, superannuation, social security, and all other statutory employment obligations remain your responsibility as the employer. If you need these handled for you, use the EOR path with AgileHRO.
Elephants facilitates the transfer of funds only. Tax withholding, pension and provident fund contributions, superannuation, social security, and all other statutory employment obligations remain your responsibility as the employer. If you need these handled for you, use the EOR path with AgileHRO.
Elephants facilitates the transfer of funds only. Tax withholding, pension and provident fund contributions, superannuation, social security, and all other statutory employment obligations remain your responsibility as the employer. If you need these handled for you, use the EOR path with AgileHRO.
Frequently Asked Questions
Which stablecoins can I fund payroll with?
USDC and USDT, across 90+ payment corridors. You can also fund in traditional fiat from your Elephants account and let recipients take stablecoin on their end.
Do I need an EOR to use this?
No. If you have your own entities or engage contractors directly, you run payroll straight from your Elephants account. An EOR through AgileHRO only comes in when you want to employ people in a country where you have no entity.
Can employees choose how they get paid?
Yes. Each person picks local fiat, a stablecoin wallet deposit, or a split of both, within the same payroll cycle. They can change it cycle to cycle.
How is superannuation handled for Australian team members?
On the EOR path, AgileHRO calculates and remits mandatory super alongside salary, in AUD, as required. You fund one cycle and the statutory side is done.
How are stablecoin salaries treated for tax?
Tax treatment varies by jurisdiction. On the EOR path, AgileHRO provides jurisdiction-specific guidance for each country your team sits in. Availability of stablecoin payment options also depends on applicable law in each employee's country of residence.
How fast do payments settle?
Same day. Stablecoin transfers move in minutes rather than the multi-day wait of traditional international wires.
The card is just the start.
The card is just the start.
Explore more of Elephants' products.
Explore more of Elephants' products.
Explore more of Elephants' products.
Transfers
Move money globally in 100+ currencies, with transparent fees and approvals built in.
Transfers
Move money globally in 100+ currencies, with transparent fees and approvals built in.
Card
Spend globally from the same balance, stay in control, and earn Ele Points as you go.
Card
Spend globally from the same balance, stay in control, and earn Ele Points as you go.
What happens next?
We’ll review your inquiry
A real person from our team will reach out
We’ll guide you to the right setup: individual, business, or partnerships
Most enquiries get a reply within 24 hours
What happens next?
We’ll review your inquiry
A real person from our team will reach out
We’ll guide you to the right setup: individual, business, or partnerships
Most enquiries get a reply within 24 hours
What happens next?
We’ll review your inquiry
A real person from our team will reach out
We’ll guide you to the right setup: individual, business, or partnerships
Most enquiries get a reply within 24 hours