Earn cash. Unlock Explorer Tier. Help businesses spend smarter.

Know someone who runs a business or spends online regularly? Refer them to Elephants and get rewarded when they start spending. Simple. Transparent. Built for real usage.

Refer Now

What is the Elephants Referral Program?

The Elephants Referral Program rewards you for introducing businesses and individuals who actively use Elephants for real-world spending. When your referral signs up, completes KYC, and hits a spending milestone, you unlock cash rewards and free Explorer access.

No gimmicks. Just value for value.

Two Ways to Earn

For Business or Personal

B2B Referral (For Businesses)

Refer a company. You earn $300. Unlock Explorer tier. If you know a company that spends at least $10,000 USD in their first month, this one’s for you.

What you get

$300 cash reward
Explorer tier free for 3 months

Explorer tier applies to:

Your business
The referred business

What they need to do:

Sign up using your referral link
Complete onboarding and KYB/KYC
Spend $10,000+ within their first 30 days

Perfect for:

Agencies
Startups
Remote teams
Businesses paying vendors, ads, or subscriptions globally

B2C Referral (For Individuals)

Refer a friend. Earn $50. Go Explorer. Know someone who spends online for work, freelancing, or side projects?

What you get

$50 cash reward
Explorer tier free for 3 months for both of you

What they need to do

Sign up using your referral link
Complete onboarding and KYC
Spend $500+ within their first 30 days

How the Referral Journey Works

You get a unique referral link
You share it with a friend or business
They sign up and complete KYC
They hit the spending threshold within 30 days
Rewards are unlocked and paid out

Reward timing: Cash rewards are paid within 5 business days after the spend threshold is confirmed.

Keep Explorer Free (After 3 Months) To continue enjoying Explorer after the free period:

Make 5 active transactions per month

Simple activity. No lock-ins.

What is the Explorer Tier?

Explorer is the upgraded Elephants account tier designed for businesses and individuals who spend globally.

Compared to the standard tier, Explorer gives you:

• Lower FX costs on international spending
• Higher spend flexibility across cards and transfers
• Better rewards on everyday business spending
• Priority access to new Elephants features

That’s why referrals unlock Explorer free for 3 months, so both you and your referral can experience the full platform.

Why Refer with Elephants?

Elephants is built for entrepreneurs and businesses that:

• Manage multiple cards and spend sources
• Pay vendors or staff globally in fiat and/or stablecoins
• Run ads across platforms
• Want clarity, control, and better FX rates

You’re not just referring a card. You’re introducing a financial operating system.

Start Referring Today

If they spend, you earn.
If they grow, you grow with them.

• Get your referral link
• Invite a business or friend
• Unlock cash + Explorer perks